In signing below, you are: 1. Applying to us, Barclays Bank PLC, for banking services including Barclays PC Banking. 2. Confirming that any details you have supplied are true and complete. 3. Authorising us to make credit reference and other enquiries whenever you request any credit facilities, or if we wish to consider increasing your agreed limit or offering you other lending products. 4. Agreeing to accept the Personal Customer Terms and Conditions (March 1997) which contain your obligations to us and our obligations to you. These apply to all your present and future personal accounts with us. 5. You agree that if we or you terminate the PC Banking service, you will return to us any software or equipment provided by us in connection with the service. If we need to revise the PC Banking service or software you will return, at our request, the software we have provided.